How Debt Free Coloring Charts Will Help You Hit Your Financial Goals (2024)

Not only is using debt free coloring charts for your goals fun, but it also keeps you consistent and the goal front of mind.

If you have a lot of debt, it can be difficult to stay motivated to pay it off over a long period. Savings goals are also difficult to hit unless you’re seeing progress.

An estimated 65% of the human population are visual learners. This means that they remember best through visual communication.

As with most money topics, if you’re not consistently communicating and working on them, it is easy to lose focus. This is why debt-free payoff and savings coloring charts are excellent at keeping you motivated toward your goals.

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Why Use A Debt Free Payoff Or Savings Goal Coloring Chart?

Having a constant visual reminder of your goals helps keep you consistent. Coloring in a section of the chart is an active learning process.

Also, let’s face it, it’s fun!

You’d be surprised how motivating saving $20 can be if it means that when you get home you can bring out the colored pencils.

For consistent motivation, I suggest putting the charts somewhere conspicuous. I have mine on the side of my fridge.

Every time I go into my kitchen I can’t help but see them. Using bright colors makes them extra eye-catching.

You can see that there is a motivational quote next to it. I created the quote page as well. Multiple coloring pages or a motivational quote are perfect for a mini motivational board on the side of your fridge.

✅ Don’t forget to pick up some bright and colorful supplies to fill in your charts!

Benefits Of Visuals For Goals

1) Lets Your Brain Know It’s Important

Your brain processes tons of data every second. Most of what it comes across are filtered out of your consciousness. You can’t pay attention to every breath you take.

The things your brain takes notice of are the things you keep reminding yourself of. Just like when you’re thinking about buying a new car, suddenly you start seeing that car everywhere.

Your brain does the same thing with items you surround yourself with. Having a brightly colored goal coloring chart posted prominently will keep your brain from brushing it off as noise.

2) Visuals Tap In To Your Emotions

In addition to looking pretty, visuals like coloring sheets are processed in the same part of the brain that processes emotions.

Once you set your goal and hang up your chart, it will be a constant reminder of that goal. Either way, if it stays empty or gets colored in, you’ll have a response.

Your brain will keep it front of mind and want to complete the goal.

3) Goal Memory Will Be Better

How many times have you read something only to immediately forget what you had just read?

When reading text, it’s easy to quickly forget the information and not fully process it.

Text gets processed by your short-term memory first. Visuals are different. Images are processed by long-term memory so they will stick with you longer.

4) Drives Motivation Through Praise

If your coloring chart is captivating with interesting shapes and bright colors, you’re more likely to be motivated.

Images that humans find boring or uninteresting don’t keep our attention and focus. Filling out your coloring chart is a form of self-praise that keeps you working towards your goal.

Overall Benefits Of Goal Coloring Pages

Humans remember visual information better than text so using a coloring page for paying down your credit card or saving for vacation makes it more likely you’ll succeed.

Debt Free Charts Motivate You To Reach Your Goals

A cheerful coloring page will increase your serotonin when you get to fill in another segment. This, in turn, will make you more motivated and will actually continue faster.

Harnessing the power of positive association will create a self-fulfilling cycle that supercharges your motivation toward your goal.

View more Debt-Free Coloring Charts in our Printables Shop Here!

How Debt Free Coloring Charts Will Help You Hit Your Financial Goals (2024)

FAQs

How to use debt-free charts? ›

Fill in your numbers by starting with $0 at either the top or the bottom of the chart. Usually $0 goes at the bottom for savings charts, but for debts, you could go either way, depending on if you want to see the total you've paid off ($0 at the bottom), or how much you still have left to pay off ($0 at the top).

How to visualize being debt-free? ›

Visualize Debt-Free Success

Visualize your car being paid off, and a fund already started for the next car (to be paid in cash!). Imagine your home mortgage completely paid off, and a rainy-day fund started. Imagine a place of financial freedom to start home projects without increasing any debts.

How does debt-free relief work? ›

Debt relief involves consolidating or negotiating your debt to make it more affordable. Depending on your situation, you may consider debt consolidation, a debt management plan, debt settlement or even bankruptcy.

What is the best way to visualize debt? ›

Debt Paper Chain

If you have a high-interest credit card balance, for instance, aggressively paying it off is a great first move. For this example, we'll use a $3,000 credit card balance. We'll visualize the balance with a paper chain made up of 30 links, so that each link represents $100 in debt.

How good does it feel to be debt free? ›

You'll stand straighter, sleep better and be a more likable person when you're not stressed over how to make all those payments every month. Plus, you'll feel great about accomplishing what may have seemed an insurmountable goal before you hunkered down and got serious about eliminating debt.

Is debt free the best way to live? ›

Becoming debt-free can positively affect several aspects of your life and contribute to your long-term financial security and overall well-being. These benefits make being debt-free a worthwhile goal for many people.

How to do debt stacking? ›

First, you take the debt with the highest interest rate that you have chosen to pay back first, then, you would add the “extra” that you would put on any of your other monthly debts. Put it all on the targeted debt every month and any extra you can put together to pay it off every month.

How can I get debt free without ruining my credit? ›

How to Minimize the Impact Debt Consolidation Has on Your Credit
  1. Consider keeping old credit cards open. ...
  2. Pay off a balance transfer quickly. ...
  3. Avoid applying for multiple loans or credit cards. ...
  4. Pay on time.
Aug 15, 2023

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