Does FTMO actually pay out? (2024)

FTMO is a well-known and reputable proprietary trading firm that offers traders the opportunity to trade with their own capital. With an increasing number of traders looking for alternative sources of income, FTMO has gained popularity in recent years. However, many traders are still skeptical about whether FTMO actually pays out as promised. In this article, we will delve into the details of FTMO's payout process and address some common concerns and questions.

Does FTMO actually pay out? (1)

How does FTMO's payout process work?

FTMO's payout process is straightforward and transparent. Once a trader successfully completes the Challenge and Verification phases, they are eligible to receive a funded account with FTMO. The funded account comes with a profit split of 70/30, where the trader receives 70% of the profits made while FTMO retains 30%. The trader can withdraw their share of profits at any time, and there are no restrictions on the withdrawal amount or frequency.

Payout options

FTMO offers various payout options to its traders, including bank wire transfer, Skrill, Neteller, and Bitcoin. Traders can choose the most convenient option for them, and there are no additional fees charged by FTMO for withdrawals. However, traders should note that their chosen payment method may have its own transaction fees.

Timelines for payouts

Once a trader requests a withdrawal, FTMO processes it within two business days. After that, the time taken for the funds to reach the trader's account depends on their chosen payout method. Bank wire transfers usually take 2-5 business days, while e-wallets and Bitcoin withdrawals are almost instant.

What are the requirements for receiving payouts from FTMO?

To receive payouts from FTMO, traders must meet the following requirements:

  • Successfully complete the Challenge and Verification phases.
  • Adhere to FTMO's risk management rules and not exceed the maximum daily loss limit.
  • Trade within the allowed trading hours and not hold positions over the weekend.
  • Use a real trading account with a reputable broker approved by FTMO.

Risk management rules

FTMO has strict risk management rules in place to protect both the trader and the company. Traders must not exceed the maximum daily loss limit, which is set at 5% of the account's starting balance. If a trader breaches this limit, their account will be terminated, and they will not receive any payouts.

Trading hours and weekends

FTMO allows trading only during specific hours, depending on the trader's location. For traders in Europe, trading is allowed from 7:00 AM to 9:00 PM (CET) Monday to Friday. Traders in other regions can check their local trading hours on FTMO's website. Additionally, traders must close all open positions before the market closes on Friday and not hold any positions over the weekend.

How reliable is FTMO's payout process?

FTMO's payout process is highly reliable and transparent. The company has been in the industry for several years and has built a solid reputation for paying out profits to its traders promptly. Moreover, FTMO has a dedicated support team that is available to assist traders with any issues or concerns they may have regarding payouts.


FTMO's payout process is entirely transparent, with all the necessary information available on their website. Traders can also track their progress and view their account balance and profit share at any time through the FTMO dashboard. This level of transparency gives traders peace of mind and reassurance that their profits will be paid out as promised.

Positive reviews

A quick search online will reveal numerous positive reviews from traders who have successfully received payouts from FTMO. Many traders have praised the company for its professionalism and promptness in processing withdrawals. These reviews are a testament to the reliability of FTMO's payout process.

Frequently Asked Questions about FTMO payouts

1. Is there a minimum withdrawal amount with FTMO?

No, there is no minimum withdrawal amount with FTMO. Traders can withdraw any amount they wish at any time.

2. Can I withdraw my initial capital from the funded account?

Yes, traders can withdraw their initial capital from the funded account at any time without any restrictions.

3. Are there any hidden fees for withdrawals with FTMO?

No, FTMO does not charge any additional fees for withdrawals. However, traders should check with their chosen payment method for any transaction fees.

4. What happens if I exceed the maximum daily loss limit?

If a trader exceeds the maximum daily loss limit, their account will be terminated, and they will not receive any payouts.

5. How long does it take to receive my profits from FTMO?

FTMO processes withdrawals within two business days. The time taken for the funds to reach the trader's account depends on their chosen payout method.


In conclusion, FTMO is a reputable proprietary trading firm that pays out profits to its traders as promised. The company has a transparent and reliable payout process, and numerous positive reviews from satisfied traders attest to this. However, traders must adhere to FTMO's risk management rules and other requirements to be eligible for payouts. With proper risk management and following the guidelines set by FTMO, traders can expect to receive their profits promptly and hassle-free.

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