18 Amazing Money Saving Charts To Save BIG Every Year (2024)

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This is the year YOU are going to take complete control of your hard-earned money!

It’s time to reduce your stress, destroyyour debt, and start saving for your future.

There are money-saving challenges, money-saving tips, and more to get you started- you can even check out budgeting templates if you want to start budgeting your money.

Now let’s check out the top money saving charts to save money!

Table of Contents

Quick Picks

Here is a quick list of my favorite money-saving charts and habits that can keep more money in your wallet:

  • Save Almost $2K Per Year – 52-Week Challenge
  • Spend Less Overall – Frugal Living Hacks

17 Amazing Money Saving Charts To Save BIG Every Year

1. 52-Week Money Saving Challenge

18 Amazing Money Saving Charts To Save BIG Every Year (1)

From The Savvy Mama

One of the most important aspects of getting your finances in order this year is funding your emergency fund.

An emergency fund helps you to live a little more stress-free, knowing you have a backup plan when a car repair, funeral, or surgery shows up in your life.

If you want to bulk up your savings or start an emergency fund, you can start by saving a bit of money every week with a 52-week money challenge.

52-week money savings charts are easy- start at $1 the first week and increase how much you save by $1 every week.

So $1 for week 1, $2 for week 2, $3 on 3, and so on. By the end, you’ll save up to $1,378 for an emergency fund.

This chart also works as a savings tracker, where you can check off when you’ve set money aside in your savings.

2. Live A More Frugal and Meaningful Life With Our Own Tips

18 Amazing Money Saving Charts To Save BIG Every Year (2)

Found on The Savvy Couple

Frugal people are notorious for always finding the best value in every purchase and decision they make.

One of the simplest ways to save more money is to live a more frugal lifestyle.

These frugal living habits are great and can help keep more money in the bank.

3. 26-Week Money Savings Charts

18 Amazing Money Saving Charts To Save BIG Every Year (3)

Found on BankAtFirst

Want to save up money a little faster this year? Well, instead of saving $1,378 in 52 weeks, you could get around $1K saved in half the time using this method.

In 6 months (26 weeks), you can save $1,053 if you work in 3s.

Save $3 at first, and add $3 to your total every work- or take the week you’re on a multiply it by 3 (so week 6 would be 6*3 = 18).

4. Start Saving $400+ Per Month Using These 98 Tips

18 Amazing Money Saving Charts To Save BIG Every Year (4)

Found on The Budget Diet

Wow, are you ready to make a big deposit in your emergency fund or savings account?

Let’s start this off right with an AMAZING money-saving chart that will help you save $400 per month.

Can you imagine what you could do with an extra $400 a month? The best part is these tips are very doable and easy to follow.

You can also create your own savings tracker to see how much you’re saving and if you’re hitting your goals.

I like the Mason jar savings tracker I saw on Pinterest– where the full jar would be $400, and you could do tick marks at $25.

Every bit you save, you fill in the savings tracker up to the money line.

5. Create Your Own DIY Budget Money-Saving Chart

18 Amazing Money Saving Charts To Save BIG Every Year (5)Found onFiscal Fitness

There are many money savings charts that can help you budget, but having one tailored to your needs is important to save extra cash.

Creating a budget can seem difficult and time-consuming. Well, this how-to-budget money-saving chart is here to help.

A super simple and effective way to create your own DIY budget template. Learn why having a budget is so important here.

6. Save Extra Money By Using A Fixed Income Budget

18 Amazing Money Saving Charts To Save BIG Every Year (6)

Found on Mint

Sticking with the budget theme, this chart is a great savings plan that visually shows you where your money should be going.

Mint is an incredible tool to use to start budgeting online and taking control of your finances. This is as simple as it gets!

7. Save A Ton Of Money Making Timely Purchases

18 Amazing Money Saving Charts To Save BIG Every Year (7)

Found on The Happy House Wife

There are a few money savings charts that tell you when to buy certain items.

This chart even breaks it down by day, something I have never seen before!

This can help you save on purchases you need to make, meaning you’re less likely to dip into that emergency fund.

8. Understand Where All Your Money Is Going

18 Amazing Money Saving Charts To Save BIG Every Year (8)

Found on Money Choice

Everyone makes money mistakes, including us!

It’s important to understand where your money is going and how you can improve your spending habits.

The only way to reach your financial goals is to control your money.

Save your health and your savings account by cutting out things you don’t need and saving on shopping.

9. Learn Super Rich Frugal Habits

18 Amazing Money Saving Charts To Save BIG Every Year (9)

Found on Buddy Loans

This money-saving chart is AMAZING at showing off some of the wealthiest leaders in the world and how they handle money.

We are a HUGE fan of Warren Buffett. One of the wealthiest men in the world and you would never know it. #Savvy

10. Change Your Mindset About Money

18 Amazing Money Saving Charts To Save BIG Every Year (10)

Found on Mind Valley

Sometimes money problems don’t just start with an empty savings account.

Many people think negatively about money or are absent-minded about it- like if it’s cash, it doesn’t count as “buying.”

For your own sanity, let’s change how you think about money and get into a positive money mindset.

Turn your negative thoughts into positive, motivating thoughts, and watch your financial life come together.

11. The New Grads Guide To Money Management

18 Amazing Money Saving Charts To Save BIG Every Year (11)

Found on Online College

The first few years after college are critical in setting yourself up for financial success.

It’s time to consider the cost of living and opportunity costs, create a budget, and start making goals for your future.

12. Start Saving Money With These Electric Usage Hacks

18 Amazing Money Saving Charts To Save BIG Every Year (12)

Found on Life Hack

Did you know that the electronic devices you leave plugged in are still drawing power and costing you money?

This power draw is called phantom energy. Be conscious of some of the electronics you keep plugged in and consider unplugging them to save money.

13. Learn How To Lower Your Energy Bill The Easy Way

18 Amazing Money Saving Charts To Save BIG Every Year (13)

Found on Home Depot

Basic living expenses add up, and the biggest cost of owning a home is the utilities. We live in upstate New York, and the winters are killer on our gas and electric bills.

Some simple energy-saving hacks can help you save up to $250 per year. And don’t forget to use your Home Depot coupons when making home improvements!

14. Stop Throwing Away Your Stained Clothes

18 Amazing Money Saving Charts To Save BIG Every Year (14)

Found on Buzz Feed

This chart made me think of all the times growing up when I spilled spaghetti sauce on a white shirt, the worst!

Before you throw out your stained clothing, take some time and try to get the stain out. 99% of the time, it’s possible.

15. Start Saving Money By Freezing Your Produce

18 Amazing Money Saving Charts To Save BIG Every Year (15)

Found on Raining Hot Coupons

We recently started using our freezer WAY more in our day-to-day life.

When you know you are not going to use some of your groceries before they go bad, freeze them. Food waste is a great place to improve on and start saving money.

16. Start Storing Your Groceries The Right Way To Save Money

18 Amazing Money Saving Charts To Save BIG Every Year (16)

Found on Tasty

From fruits, vegetables, proteins, breads, and more learn exactly where you should be storing them to give them the longest lifespan.

Getting the most out of your food budget is a great way to save money on a monthly basis.

17. Traveling On A Budget Money Saving Chart

18 Amazing Money Saving Charts To Save BIG Every Year (17)

Found on Tripomatic

Are you a big-time traveler?

This chart is great for seeing the most cost-effective ways to travel and stay at different locations. Looks like Goa for the win!

18. Start Traveling Cheap With These Awesome Tips

18 Amazing Money Saving Charts To Save BIG Every Year (18)

Found on Net Credit

Want to travel for cheaper wherever you go?

This money saving chart even goes into car maintenance to make sure your vehicle is running the most fuel-efficient.

Final Thoughts

If your goal is to save more money and control your finances this year, these money-saving charts will certainly help.

You can save extra cash in traditional ways, plus develop better spending habits that keep more money in your wallet.

You can be on your way to financial freedom just by tweaking your lifestyle and tucking away money when you can.

Take control of your life and start living the stress-free life you have always dreamed of. Start today and follow through, this is your year!

18 Amazing Money Saving Charts To Save BIG Every Year (2024)


What is the 20 rule for money? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

How to save $20 000 in one year? ›

Best Ways to Save $20k in One Year
  1. Create a Budget. ...
  2. Start an Emergency Fund. ...
  3. Share a Car. ...
  4. Find Better Insurance Rates. ...
  5. Open a High Yield Savings Account. ...
  6. Automate Your Savings. ...
  7. Avoid Lifestyle Creep. ...
  8. Eliminate (Unused) Recurring Expenses.
Apr 2, 2024

How to save $1,000 every month? ›

How to save $1,0000 in a month, according to experts
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

How to save $5000 in 3 months with 100 envelopes? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

How to save $100 in 30 days? ›

The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day. As shown in the picture below, daily savings deposits start at $1 a day for five days followed by $2, $3, and $4 each for five days.

What is the 80 20 saving method? ›


The 80/20 budget is a simpler version of it. Using the 80/20 budgeting method, 80% of your income goes toward monthly expenses and spending, while the other 20% goes toward savings and investments.

What is the 80 10 10 rule? ›

When following the 10-10-80 rule, you take your income and divide it into three parts: 10% goes into your savings, and the other 10% is given away, either as charitable donations or to help others. The remaining 80% is yours to live on, and you can spend it on bills, groceries, Netflix subscriptions, etc.

How much savings should I have at 50? ›

By age 50, you'll want to have around six times your salary saved. If you're behind on saving in your 40s and 50s, aim to pay down your debt to free up funds each month. Also, be sure to take advantage of retirement plans and high-interest savings accounts.

How can I save $100,000 in one year? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

How much do I need to save to be a millionaire in 20 years? ›

For example, it takes $1,400 per month to reach $1 million in 20 years. However if you can find 30 years to save, it only takes $475 per month to reach the same goal. This isn't easy, but finding the extra time may be easier than finding an extra $12,000 per year.

How to save $1000000 in 30 years? ›

To save a million dollars in 30 years, you'll need to deposit around $850 a month. If you make $50k a year, that's roughly 20% of your pre-tax income. If you can't afford that now then you may want to dissect your expenses to see where you can cut, but if that doesn't work then saving something is better than nothing.

How to save $1,000 fast Dave Ramsey? ›

Financial expert Dave Ramsey has a lot of ideas on the subject, and here are some of the most practical ways to save your first $1,000 quickly.
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool.
Dec 28, 2023

Is 500 a month good to save? ›

The short answer to what happens if you invest $500 a month is that you'll almost certainly build wealth over time. In fact, if you keep investing that $500 every month for 40 years, you could become a millionaire. More than a millionaire, in fact.

Is saving $1,000 a month realistic? ›

Actual amounts saved per month vary based on income and other factors, but based on this average, someone with $5,000 in monthly disposable income would be saving just $205 per month. Given average savings rates, it's clear that saving the recommended amount—or reaching $1,000 in monthly savings—is challenging.

How can I save $10000 fast? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to save $10,000 in a few months? ›

How I Saved $10,000 in Six Months
  1. Set goals & practice visualization. ...
  2. Have an abundance mindset. ...
  3. Stop lying to yourself & making excuses. ...
  4. Cut out the excess. ...
  5. Make automatic deposits. ...
  6. Use Mint. ...
  7. Invest in long-term happiness. ...
  8. Use extra money as extra savings, not extra spending.

How long does it take the average person to save $10 K? ›

How long will it take to save?
Savings GoalIf You Saved $200/monthIf You Saved $400/month
$10,00050 months25 months
$20,000100 months50 months
$30,000150 months75 months
$40,000200 months100 months
7 more rows

How can I save 10k easily? ›

How To Save $10,000 in a Year
  1. Break down the amount you need to save.
  2. Review your personal finances.
  3. Make a budget.
  4. Cut back spending on nonessentials.
  5. Save money on essential expenses.
  6. Earn more income.
  7. Save your windfalls.
  8. Don't pay interest on your credit cards.
Jan 13, 2024


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